Also be prepared to sign many credit documents and the first, as banks only accept forms that were originally signed. To ensure that the debtor has read and understood all the documents, he is required to initialize each page. You can use the results generated by the Home Loan & Stamp Duty Calculator to speed up your decision-making process in the choice of a mortgage. The information you have on hand is valuable because it can protect you from hidden costs and lengthy processes. For the purchase of a subsalt house, please note that the buyer still has to subtract the lawyer`s fees for the SPA and the mortgage contract. Monthly payments payable home loans (interest rate of 4.5%, duration of 35 years) No, the costs are not a fixed percentage. They vary depending on a lot of things like the purchase price of the property, the home loan, the percentage of interest your lender will give you, etc. .